ICFSME

Iraqi Company for Financing Projects

By accessing this website or using our digital application, you are legally bound to comply with the terms and conditions set forth below, which govern the relationship between you and the Iraqi Company for Financing Small and Medium Enterprises Limited.

Customer Data Privacy and Information Security

At the Iraqi Company for Financing Projects, we guarantee the secure and private protection of our customers' information, particularly regarding their private addresses, with high professionalism. The confidentiality of our valued customers' information is one of our top priorities, as customer information and personally identifiable information are classified as "Confidential Information".

All data is handled with utmost care to prevent any leakage, including: databases, email, documents, information folders, systems, media, and printed materials, all of which are granted absolute confidentiality.

This level has been achieved through the right mix and meticulous care in selecting trained employees, using modern technology, and implementing strict procedures to ensure "Confidentiality", "Integrity", and "Availability" standards for customer information. The information security management framework has also been tightened to align with the latest global information security policies.

                             
                            The Executive Management of the Company confirms that the policies and procedures followed fully comply with the guidelines and controls of the Central Bank of Iraq.                        

Intellectual Property and Copyright

All copyrights in these pages, screens, and the materials contained therein are the exclusive property of the Iraqi Company for Financing Projects. No part of this content may be copied, redistributed, or exploited for commercial purposes without prior written and documented permission from the Company's management.

Use of Information and Financing Products

The information and materials on the website are subject to change without notice. Eligibility for financing is subject to credit assessment and final approval by the company in accordance with Central Bank of Iraq controls.

The information on the website does not constitute binding financial or legal advice for the company unless an official financing contract is signed between the parties.

Applicable Law

These terms and conditions are governed by and interpreted in accordance with the laws and instructions in force in the Republic of Iraq. The courts of Baghdad/Al-Karkh (or the competent courts for banking disputes) have jurisdiction to adjudicate any dispute arising from the use of this website or the company's application.